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In the median state pension plan employers are contributing 45 percent of salary toward teacher retirement benefits. 2 Best State For Teachers. Best States For Teachers Seeking Financial Independence Educator Fi Anyone living in Connecticut might consider other ways to save for retirement in case the state government doesnt get its house in order. Best teacher pensions by state . Pension plans in Wisconsin and South Dakota are in the best shape with funded ratios of 103 and 100 percent respectively. 52 Zeilen New York offers the best pay for teachers. In Missouri and Texas a 401 k would require twice the pension contributions for a typical teacher. 1 Best State For Teachers. Teachers can use defined contribution accounts too but the main pension system for teachers the State Teachers Retirement System STRS is a defined benefit system. West Virginia has the worst funding ratio at 2482 while Wisconsin has the best at 7037. In terms of income the top state is New Yor

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